All real and
personal resources of the household, including income from any source
minus current allowable monthly deductions, shall be considered
available in making determinations for granting county assistance.
The following exceptions apply:
- The individual's place of
residence, in the event an individual requires placement in a
facility and they have a spouse, the individuals spouse's residence
will be exempt. If the residence is a farm, the value of the
house and any land that is attached to the farmhouse will be exempt;
- Personal possessions and
household furniture;
- Tools and equipment used for
home and family maintenance or employment;
- Vehicle(s) needed for
transportation to employment or for medical appointments.
- Burial lots and funeral
trusts; persons applying for County Assistance shall be required to
provide proof of expenses of burial lots or funeral trusts if
greater than $6500.00 per individual or $13,000.00 per couple.
- Trusts: If the
beneficiary's access to the trust principal is restricted (i.e. if
only the trustee can invade the principal) the principal shall not
count as a resource to the beneficiary unless the trust states the
money is to be used for maintenance or support of the
individual. The County will then expect that the trust be used
for that purpose and the trust will be considered a resource
available to the individual. Changing an existing order in
order to become eligible for county funding may render that person
ineligible for County Assistance. The County will, in
such case, still use the original trust to determine eligibility for
funding. If a beneficiary has unrestricted access to the
principal of the trust, it is counted as a resource;
- Term Life Insurance;
- Whole Life Insurance.
The verified cash value of a whole life insurance policy shall be
counted toward resource in the event the policy exceeds $1500.00
For an individual to be
considered for county assistance, income and resource limits shall be
set at the following levels:
- No income and no resources;
- Gross income at or
below 150% of poverty level;
- $2,000.00 in resources for a
single person or $3,000.00 a household for individuals in a
residential service;
- $5,000.00 in resources for a
single person and $7,000.00 in resources per household for
non-Medicaid eligible individuals in a non-residential setting;
- In the event, the individual
has a joint checking or savings account; the account will be counted
towards income or resource. The amount counted will be
determined by what the individual contributed towards the account;
- CD's (Certificate of
Deposit), Stocks, Bonds, and IRA's (Individual Retirement Accounts)
will be counted towards income/resources and the individual will
need to cash them to pay towards the cost of their services.
If an individual receives a
back payment through Social Security Supplemental Insurance, the money
will be considered income for six (6) months, the remaining amount will
be considered resource. If the back payment is Social Security or
Social Security Disability Insurance the payment will be considered
income for the month it is received and resource after the first
month. The Clinton County Central Point of Coordination
Administrator will require verification on how any monies in excess of
allowable resources were spent to determine eligibility. The
Clinton County Central Point of Coordination Administrator will require
verification on how the money was spent to determine eligibility.
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